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Current Loan Proposed Loan
Monthly Over the life of the loan Monthly Over the life of the loan
Mortgage payment ${{number_format($mdata['current_mortgage_payment_monthly'], 2)}} ${{number_format($mdata['current_mortgage_payment_lifetime'],2)}} ${{number_format($mdata['proposed_mortgage_payment_monthly'], 2)}} ${{number_format($mdata['proposed_mortgage_payment_lifetime'], 2)}}
Property tax and home insurance ${{number_format($mdata['current_property_tax_monthly'], 2)}} ${{number_format($mdata['current_property_tax_lifetime'], 2)}} ${{number_format($mdata['proposed_property_tax_monthly'], 2)}} ${{number_format($mdata['proposed_property_tax_lifetime'], 2)}}
Mortgage insurance(PMI) ${{number_format($mdata['current_mortgage_insurance_payment_monthly'], 2)}} ${{number_format($mdata['current_mortgage_insurance_payment_lifetime'], 2)}} ${{number_format($mdata['proposed_mortgage_insurance_payment_monthly'], 2)}} ${{number_format($mdata['proposed_mortgage_insurance_payment_lifetime'], 2)}}
Interest rate {{number_format($mdata['current_interest_rate'], 3)}}% {{number_format($mdata['proposed_interest_rate'], 3)}}%
Term remaining {{$mdata['term_remaining']}} {{$mdata['proposed_term']}}
Interest cost over the remaining term of the loan ${{number_format($mdata['interest_remaining_on_current_loan'], 2)}} ${{number_format($mdata['proposed_interest_cost'], 2)}}
One Time Closing Cost ${{number_format($mdata['proposed_one_time_closing_cost'], 2)}}
Total Savings ${{number_format($mdata['total_saving'], 2)}}
PMI Elimination Calculation
Conforming Loans Current Loan Balance 78% of the original purchase price or appraised value (whichever was lower)
FHA Loan https://www.hud.gov/sites/documents/15-01MLATCH.PDF

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If you have questions before moving forward, simply reply to this email, and your dedicated Loan Officer will reach out to you. Be sure to provide the best number and time to reach you.

If you're ready to apply now, simply click on the Apply Now button below to start your loan application (it takes about 15 minutes to complete). Your loan officer will review the loan application and contact you after that.

This is not a commitment to lend. The rate and cost are subject to change without notice. Final loan terms are dependent on your credit qualifications and the timing of your rate lock. You will be provided a loan estimate detailing your loan terms within three business days of application. You are under no obligation to accept those terms, and no fee will be due to you should you decide not to move forward with your loan process.

Regards,

LoanCamp

Name : {{ $from_mail_Data['name'] }}

Email: {{ $from_mail_Data['email'] }}

Mobile: ({{ substr($from_mail_Data['mobile'], 0, 3) }}) {{ substr($from_mail_Data['mobile'], 3, 3) }}-{{ substr($from_mail_Data['mobile'], 6) }}

NMLS Id: {{ $from_mail_Data['nmls_number'] }}
{{--
Current Loan Proposed Loan
Monthly Over the life of the loan Monthly Over the life of the loan
Mortgage Payment ${{$mdata['current_mortgage_payment_monthly']}} ${{$mdata['current_mortgage_payment_lifetime']}} ${{$mdata['proposed_mortgage_payment_monthly']}} ${{$mdata['proposed_mortgage_payment_lifetime']}}
Property Tax and Home Insurance* ${{$mdata['current_property_tax_monthly']}} ${{$mdata['current_property_tax_lifetime']}} ${{$mdata['proposed_property_tax_monthly']}} ${{$mdata['proposed_property_tax_lifetime']}}
Mortgage Insurance (PMI) ${{$mdata['current_mortgage_insurance_payment_monthly']}} ${{$mdata['current_mortgage_insurance_payment_lifetime']}} ${{$mdata['proposed_mortgage_insurance_payment_monthly']}} ${{$mdata['proposed_mortgage_insurance_payment_lifetime']}}
Interest Rate {{$mdata['current_interest_rate']}}% {{$mdata['proposed_interest_rate']}}%
Term Remaining {{$mdata['term_remaining']}} {{$mdata['proposed_term']}}
Interest cost over the remaining term of the loan ${{$mdata['interest_remaining_on_current_loan']}} ${{$mdata['proposed_interest_cost']}}
One Time Closing Cost ${{$mdata['proposed_one_time_closing_cost']}}
 
Total Savings ${{$mdata['total_saving']}}
 
PMI Elimination Calculation
 
Conforming Loans Current Loan Balance 78% of the original purchase price or appraised value (whichever was lower)
FHA Loans https://www.hud.gov/sites/documents/15-01MLATCH.PDF
 
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Need more information. Contact a Loan Officer Contact
--}}